Secured Business Loans with SFS (Micro LAP)

At Sharp Financial Services Pvt. Ltd. (SFS), we understand that timely access to capital is critical for business continuity, especially for self-employed individuals and small enterprises. Large upfront expenses—whether for working capital, vendor payments, inventory, equipment or machinery purchase or business expansion or emergencies—can strain cash flow and delay important decisions.

The SFS Micro LAP (Secured Business Loan) is designed to solve exactly this. It enables you to unlock the value of your existing property—residential or commercial—to raise secured capital quickly and efficiently.


How SFS Micro LAP Supports Your Business

  • Bridge short-term working capital gaps without disrupting operations.
  • Meet urgent financial commitments without affecting liquidity.
  • Deploy funds immediately by utilising your property..

With SFS Business Secured Loans, your property works for you, ensuring your business remains protected and financially agile!

Why Choose SFS Micro LAP?

  • High Loan Eligibility - Get funding up to 70% of the property value
  • Fast Processing & Quick Sanctions – Preliminary sanction within 30 minutes.
  • Flexible Repayment Structures – Choose EMIs, EWIs, or EDIs based on your cash flows.
  • Cash Flow Friendly – Avoid lump-sum outflows and maintain liquidity for day-to-day operations.
  • Transparent & Hassle-Free Process – Dedicated relationship support with clear, simple documentation.

How to Avail an SFS Secured Business Loan

  • Step 1: Apply Online or Visit Our Office - Share your business profile, funding requirement, and property details.
  • Step 2: Submit Required Documents - KYC, income proofs, business financials, and property documents.
  • Step 3: Legal & Technical Evaluation - We assess the property for valuation and title clearance.
  • Step 4: Credit Assessment & Approval - Our team reviews eligibility and issues a sanction.
  • Step 5: Loan Disbursement - Funds are disbursed directly to your bank account.
  • Step 6: Repayment - Repay as per the agreed schedule while continuing seamless business operations.

6 BASIC STEPS

TO SECURE LOANS

Client Orientation

Documents Verification

Eligibility Assessment

Property Legal & Technical Evaluation

Loan sanction Letter

Money into Your Bank Account

Ask us anything

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TALK TO OUR REPRESENTATIVE

You can talk to our Sharp Experts for any of your queries.

           Mon to Sat 9:30AM to 6:30PM

Sharp Financial Services Pvt Ltd
Ground Floor, Plot No - 51, East and West Building, Opp Bombay Stock Exchange, Mumbai Samachar Marg, Fort, Mumbai, Maharashtra-400001

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